Terms & Conditions

Last updated: September 2026

Your use of this website and our services is governed by these Terms and Conditions (“Terms”), together with our Privacy Policy. By using our website, requesting a loan review, scheduling an appointment, or opting in to text messages from DSCR.Capital (“we,” “us”), you agree to these Terms. We may update these Terms at any time; continued use constitutes acceptance.

Intended Use of Website

DSCR.Capital provides information and services related to business-purpose real estate financing. We are not a broker-dealer, placement agent, registered investment advisor, or personal financial advisor. Information on this website is provided for general informational purposes and does not constitute an offer to sell, or a solicitation of an offer to buy, any security, loan, or financial product.

All loan products are subject to underwriting, credit approval, property evaluation, and other terms and conditions. Programs, rates, and terms are subject to change without notice.

DSCR.Capital SMS Program Terms

By providing your mobile phone number and opting in, you agree to receive text messages from DSCR.Capitalunder the program described below.

  • Program Name: DSCR.Capital Appointment Communications.
  • Program Description: Transactional messages about requested DSCR loan reviews and scheduled appointments, including confirmations and reminders.
  • Message & Data Rates: Message and data rates may apply and may vary based on your wireless carrier and plan. DSCR.Capital does not charge for messages, but standard carrier charges may apply. Contact your wireless carrier for details.
  • Message Frequency: Message frequency varies based on your requests and appointments.
  • Opt-Out Instructions: Reply STOP at any time to unsubscribe. You may receive a one-time confirmation message, after which no further messages will be sent.
  • Help: Reply HELP for assistance, or contact us at loan@dscr.capital.
  • Supported Carriers: Carriers are not liable for delayed or undelivered messages.
  • Privacy: Your mobile information and SMS opt-in data will not be shared with third parties or affiliates for marketing or promotional purposes. See our Privacy Policy for details.

User Conduct

You agree not to misuse the website, including by attempting to gain unauthorized access, transmitting malicious code, scraping content, or interfering with the operation of the site or services.

Intellectual Property

All content on this website—including text, graphics, logos, and the DSCR.Capital name and mark—is the property of DSCR.Capital or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

Disclaimer of Warranties

The website and content are provided “as is” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the website will be uninterrupted, error-free, or free of harmful components.

Limitation of Liability

To the maximum extent permitted by law, DSCR.Capital and its officers, directors, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising out of or related to your use of the website, services, or SMS program.

Governing Law

These Terms are governed by the laws of the United States and the State of Minnesota, without regard to conflict-of-laws principles.

Contact

Questions about these Terms or our SMS program? Email loan@dscr.capital or call 612-LOAN-NOW.