Our Programs

DSCR loan products built around how investors actually operate.

We fund the deals others walk away from. Below are the core programs — but our value isn't a brochure; it's matching your specific deal to the right lender among 100+.

DSCR Purchase (1–4 Unit SFR)

Long-term financing for buying single-family and small-multi rentals.

640+ credit to qualify
Up to 85% LTV on purchases
Any DSCR ratio possible (1.25+, ~1.0, below 1.0)
30-year fixed and ARM options
3 weeks to close
Soft credit pull

DSCR Refinance & Cash-Out

Pull equity out, lower your rate, or move out of a hard-money bridge.

Up to 80% LTV cash-out
Rate-and-term refinances welcome
BRRRR-friendly — exceptions on seasoning available
Use proceeds for the next acquisition
Interest-only options on select programs

DSCR Portfolio Loan (5+ Properties)

One blanket loan, one closing, one payment — across multiple doors.

Finance 5 to 100+ properties at once
Mixed property types acceptable
Cross-collateralization options
Streamlined underwriting
Better pricing on bulk deals

Short-Term Rental (Airbnb / VRBO) DSCR

Qualify off STR income instead of long-term market rent.

12-month actuals or AirDNA projections
Up to 80% LTV on purchases
Vacation markets and urban STR welcome
Vacant or operating properties considered

Specialty DSCR Programs

The deals other brokers walk away from often have a path.

DSCR on land + manufactured home packages
Co-living and recovery-home SFR financing
Mid-term (30+ day) rental programs
Rural and small-town properties
Foreign national & ITIN borrowers (program-dependent)

Ready to look at your deal?

Tell us about the property in 60 seconds. We'll review it and call you — no hard credit pull, no obligation.

Apply Now Call 612-LOAN-NOW